Attention homeowners: Real estate appraisal services for in Fargo and Cass County

Here are the top 7 reasons why ND homeowners need Quirk Appraisals:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. Challenge Cass county's assessment of your propertyworth
  3. Remove PMI to lower your mortgage payments
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a ND divorce, when property needs to be divided
  7. Settle an estate in ND by determining the true market value of property in question

Own a home in or near Fargo, ND and need help determining the price of it?
Contact Quirk Appraisals.

At Quirk Appraisals, we understand the particular needs of a consumer seeking appraisal services. Our typical business clients get the appraisal process and the usual documents we provide. Being a consumer that most likely doesn't see an appraisal every day,we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. It gives you something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value opinion than yours.

Appraisals to remove PMI

An attractive money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. We are experienced in helping clients just like you do away with unwanted PMI insurance.

Challenge Tax Assessment

If you live in a local area that is declining or is not appreciating as much as other properties close to yours, your local tax assessor may have your house overvalued. This only means you are paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from Quirk Appraisals is your best weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. Not only can this be unsuitable from a cash flow standpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Quirk Appraisals can help you reinstate your home equity line of credit with an expert appraisal.

We Provide Field and Desktop Appraisal Review Services

Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a professional to double-check your appraisal for efficiency? In a field review we will go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had done before. Even though this is typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your property.